Dr. Monika Smatralova is a senior risk practitioner and has been working in risk function of major high street and captive banks focusing mainly on the credit, operational risk management and measurement and Enterprise Risk Management. Her academic background is in ‘Financial Risk Management’ and ‘Banking, Investment and Treasury’. Monika is also actively involved in the senior leadership at PRMIA (Professional Risk Managers’ Association),successfully leading the Irish Chapter since 2013. Since 2014, when she was elected, she has been serving as the EMEA Regional Directors Committee Co-Chair. In 2020, Monika was elected to serve on the Global Council of Regional Directors for PRMIA. Monika is also a guest lecturer at various universities in Ireland and abroad and actively participated at many international conferences with topics covering a range of the Risk Management Area.